Your Central Texas Home Buying Team
Two specialists. One seamless experience. From offer to keys.
Julie James
REALTOR® · License #733161
Esperanza Realty Group
VA BuyersFirst-Time BuyersRelocationInvestorsLuxuryNew Construction
EN · ES
Shalanda Smith
Mortgage Broker · NMLS #554554
Keys by Shalanda
Julie James is the founder of Esperanza Realty Group, powered by Epique Realty, and a proud veteran spouse who has built her business around the military community she calls home. Fluent in English and Spanish, she works with VA buyers, first-time buyers, investors, and luxury clients across Killeen, Harker Heights, Kempner, and beyond. Whether you're buying or selling, Julie brings the same dedication and local expertise to every transaction.
FEATURED LISTINGS
Current Listings
ActivePrice Reduced
1398 County Road 3152
Kempner, TX 76539
$395,000
4 bed2 bath1,926 sq ft0.93 acre
Active
419 Cattail Cir
Harker Heights, TX 76548
$355,000
4 bed2 bath2,293 sq ft
ActivePrice Reduced
202 Danielle Dr
Killeen, TX 76542
$275,000
4 bed3 bath1,970 sq ft
More Value at the Closing Table
On eligible purchase loans closed through June 30, 2026, my buyers receive three lender-paid benefits.
Credit Report
Hard pull fee credited on your closing disclosure. First pull only.
1-0 Temporary Buydown
Rate reduced by 1% in year one. Lender paid.
Appraisal Reimbursement
Up to $675 credited at closing.
Purchase loans only. Does not apply to loans utilizing down payment or closing cost assistance programs. No manually underwritten loans. Valid 5/11/2026–6/30/2026. Subject to loan approval. Shalanda Smith · NMLS #554554 · Secure Choice Lending · NMLS #1689518.
Ready to Talk Numbers?
Book a free 30-minute call. We'll cover your entitlement status, BAH math, and max purchase price before you tour a single home.
Shalanda Smith · NMLS #554554 · Secure Choice Lending · NMLS #1689518 · Equal Housing Opportunity · Licensed in Texas · This page is for educational purposes and does not constitute a loan commitment or rate guarantee.